We provide leasing and financing to commercial entities for a wide variety of essential use business equipment and software.

About Us

Meridian Equipment Finance® LLC (MEF), a wholly-owned subsidiary of Meridian Bank, is a general equipment financing company. We provide leasing and financing to commercial entities for a wide variety of essential use business equipment and software. MEF provides commercial equipment financing and proactive solutions to vendors (manufacturers, distributors and equipment resellers), brokers, Meridian Bank customers, portfolio partners and a wide variety of direct end user customers. MEF’s typical transaction size is between $5,000 and $250,000.

We get the job done right.

Formed in 2020, as a part Meridian Bank, MEF pairs a team with more than 60 years of successful leasing experience with direct, streamlined access to the capital that MEF’s customers require for their growth.

Meridian Bank, founded in 2004, is a well-capitalized, commercial banking institution, publicly traded through its holding company, Meridian Corporation (Nasdaq: MRBK). In addition to competitive rates, quick decisions and rapid turnaround, MEF’s best differentiator is our people. We listen attentively and respond rapidly with knowledgeable solutions that exceed expectations and earn the trust of our valued customers.

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The MEF Difference

Direct Lender

MEF is a direct lender. Our transactions are funded and serviced internally, which provides a stable and consistent level of service to our customers.

Strong Partnership

We’ve got the backing of Meridian Bank, a well-capitalized full-service commercial bank, established in 2004 and publicly traded (Nasdaq: MRBK).

Competitive Rates

Being part of Meridian allows us to fund our transactions internally, giving us the flexibility to provide more competitive rates with fewer restrictions.


We know our industry and we know yours. We provide creative and flexible solutions, normally associated with larger lessors, all with a focus on providing personal service and access to decision makers.

Efficient Automated Services

We take pride in exceeding your expectations and employ the latest technology combined with the right process, a knowledgeable team to deliver a quick solution to your financing needs, all with a personal touch.

Reasons to Lease:

  • Conserve your capital or credit lines for future use or future cash emergencies
  • Avoid Technological Obsolescence: leasing affords you the opportunity to work with the latest technology and upgrade during the term of the lease
  • Tax Savings: you may be able to receive Section 179 and/or other tax benefits; we encourage you to consult your tax advisor