Atlanta, GA

As a full service leasing company, Meridian Equipment Finance (MEF) underwrites, documents, books, funds and services our contracts through the entire life cycle of the transaction. Our ability to completely integrate all the elements of the process provides you and your customers with a reliable, consistent and time-efficient source of financing for their capital purchases.

We work closely with you, your sales team and your customers to craft customized financing solutions that are quick, convenient and customer-centric. This is accomplished through a low touch, highly automated approach that allows us to deliver credit decisions and documentation execution within hours and payment to you, in many cases, the same day we receive the documents and your invoice.

  • Credit Response: quick, convenient credit application and approval process; decisions typically within a few hours
  • Plain-language Lease Agreements: easy-to-read and prepared timely after credit approval
  • Quick Funding: with proper lessee documents in house, we are committed to funding your invoices as quickly as possible. (If we have all of the information necessary, we can often fund the same day).
  • Application-Only Approval: up to $150,000 for commercial customers and up to $225,000 for healthcare-related customers
  • No Prepayment Penalty
  • Very Competitive Rates: as part of a bank-owned leasing company, our low cost of funds helps us offer your customers lower monthly payments
  • Easy-to-Use Quoting Tools: to help you calculate your customer monthly payment

Creative Flexible Program offerings:

  • Terms: 12 to 84 months
  • Types of Leases: Fair Market Value, 10% and $1 Purchase Options and Purchase Upon Termination (PUTs)
  • Co-Branded Documentation: use your logo on our documentation to give your customer a more personal touch
  • Discount Programs: we will work with you to create unique financing alternatives that will help you sell more equipment
  • No Money Down Programs
  • 100% financing
  • Early Commencement Programs: we will fund your invoice prior to shipment, increasing your cash flow
  • DocuSign available
  • Flexible Payment Options: Skip payments, deferred payments and seasonal payment structures
  • Insurance Offering
  • Equipment Finance Contracts
  • Support at Trade Shows
  • Marketing Support: we can assist in the design of marketing flyers and promotional pieces to help promote your products lease offering
  • Equipment Financing Training Support